Winning the retirement game is knowing and understanding the follow four cornerstones of long-term retirement planning:
1. Risk
The first question that investors ask about an investment is: "What are the returns?" We believe with todays risk, the proper question is: "What will this do when the market tanks?"
2. Losses
If this strategy looses 30%, how will this affect my plan?
3. Fees/Expenses
Do you really know all of the layers of fees in your current plan?
4. Risk
How do you define risk and does this match your current plan?