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Income Flow Retirement Stage Planning, LLC is a unique company because we consider taxes, fees, losses and risk before we start discussing investments.   

We believe these type of questions should be answered first before any any discussion takes place about returns. 
In a large part, we work to redistribute your money more efficiently to have a more successful retirement.  

Only then will any remaining amounts be considered for an FIUL policy. 

 
  Send us your questions :  info@incomeflowrsp.com

About Us
Roger Araiza is owner and founder of Income Flow Retirement Stage Planning, LLC. 

He received his securities license in 1995 and has worked for major firms as Dean Witter, E*TRADE and USAA. The best training was from traveling the western U.S. teaching financial advisors how to reduce risk through fixed income bond strategies.

After many years in the business, Roger firmly believes successful retirement living is achieved through proper avoidance of risk rather than the acceptance of it. This 'win by not losing' philosophy is the cornerstone of Income Flow Retirement Stage Planning, LLC. 

Roger lives in Castle Rock, Colorado with his wife and loves every minute of  it. When not helping clients, you'll find him up in the mountains hiking every trail he can find.